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Personal Lending Rates

View the rates Unity Bank offers on Personal Lending products.

Personal Loans

 

Product Interest Rate Comparison Rate
Premium Personal Loan 12.24% p.a. 12.46% p.a.
Personal Loan Variable 14.24% p.a. 14.79% p.a.
Consolidator Loan 18.24% p.a. 18.78% p.a.

Credit Cards

 

Product Introductory Rate Standard Rate
Visa Credit Card 7.74% p.a. 13.49% p.a.

Car Loans

 

Product Interest Rate Comparison Rate
Fixed Car Loan  7.44% p.a. 7.79% p.a.

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  • 1 Available to members who have an existing home loan, are home owners or have a term deposit of $20,000 or more. Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years. Interest is calculated daily and charged monthly.
  • 2 Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
  • 3 Minimum loan amount $500. Minimum loan period 1 year. Maximum loan period up to 7 years. Interest is calculated daily and charged monthly.
  • 4 Minimum loan amount $500. Maximum loan period 7 years. Interest is calculated daily and charged monthly.
  • 5 Credit Card Introductory Rate is fixed for purchases and balance transfers for the first 6 months. After the 6 months, the rate reverts to our variable Credit Card Standard Rate. Minimum credit limit $1,000. Maximum credit limit $30,000 subject to ability to pay.
  • 6 Interest is calculated daily and charged monthly. Minimum loan amount $10,000. Only available for new car loans, no internal product switches.
  • 7 Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.

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© 2024 Unity Bank Limited. | ABN 11 087 650 315 | AFSL/Australian Credit Licence 240399 | BSB 882 000 Reliance Bank is a division of Unity Bank Limited. Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Disclosure Documents before acquiring any product.

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We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Unity Bank operates and where our team members reside.