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Transaction Accounts

Written by Greg Tarry

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The Credit Union offers three different transaction accounts for you to choose from. Our accounts are designed to help you manage your everyday finances, save and get the most out of your money.

Choose a Product

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Access Savings Account

This account is opened for you automatically when you become a member. It provides access to your money 24 hours a day through our wide range of access facilities. This includes Visa, ATM/EFTPOS access, the convenience of internet and telephone banking, BPAY and Direct Debit payments.

  • No monthly service fees
  • Overdraft facility available
  • Access to funds 24 hours a day, 7 days a week

 

  Additional Information
Access Savings Account  
Availability of funds At Call
Minimum to open $1
Interest income Calculated daily, paid quarterly
Overdraft available Yes
Access Methods  
Branch transactions Yes
ATM/EFTPOS Yes
Bank@Post Yes
Phone Banking (over 15 years only) Yes
Internet Banking (over 15 years only) Yes
BPAY Yes
External credit transfers Yes
Personal cheque facility Yes
Direct credits Yes
Direct debits Yes
Periodical payments Yes
Outward bound direct debits Yes

Cash Management Account

This account is great for those individuals who require 24 hour access using the convenience of internet and phone banking or Direct Debit payments but do not need a cheque book or debit card. We pass on the cost savings to you making this an account with a much higher rate of interest.

  • No transaction fees
  • No monthly service fees
  • Great interest rates
  • Access to funds 24 hours a day, 7 days a week

 

  Additional Information
Cash Management Account  
Availability of funds At Call
Minimum to open $1
Interest income Calculated daily, paid quarterly
Overdraft available No
Access Methods  
Branch transactions Yes
ATM/EFTPOS No
Bank@Post No
Phone Banking (over 15 years only) Yes
Internet Banking (over 15 years only) Yes
BPAY Yes
External credit transfers Yes
Personal cheque facility No
Direct credits Yes
Direct debits Yes
Periodical payments Yes
Outward bound direct debits Yes

Pension Security Account

This is a high interest account for those members over 55 years of age. It provides access to your money 24 hours a day through a wide range of payment services and meets Government Deeming regulations.

  • No monthly service fees
  • Great interest rates
  • Access to funds 24 hours a day, 7 days a week

 

  Additional Information
Pension Security Account  
Availability of funds At Call
Minimum to open $1
Interest income Calculated daily, paid quarterly
Overdraft available No
Access Methods  
Branch transactions Yes
ATM/EFTPOS Yes
Bank@Post Yes
Phone Banking (over 15 years only) Yes
Internet Banking (over 15 years only) Yes
BPAY Yes
External credit transfers Yes
Personal cheque facility Yes
Direct credits Yes
Direct debits Yes
Periodical payments Yes
Outward bound direct debits Yes

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Questions?

If you have any questions, please contact us.