Key Features	MyAccess Account	MySpecial Purpose Account	MyCash Management Account	MyChristmas Club Account	MyLifestyle Deeming Account	MyBusiness Account	MyFarm Account	MyStepping Stone	Reliance Partner Account
Interest Rates	View our rates
Access to funds	At call	7 days	At call	At call between 1 November and 31 December	At call	At call	At call	At call	At call
Minumim to open	$1	$500	$5,000	$1	$1	$1	$1	$1	$1
Interest income	Calculated monthly, paid 30 June each year	Calculated monthly, paid 30 June each year	Calculated daily, paid monthly	Calculated monthly, paid 31 October each year	Calculated monthly, paid 30 June each year	Calculated monthly, paid 30 June each year	Calculated monthly, paid 30 June each year	Calculated monthly, paid 30 June each year	Calculated monthly, paid 30 June each year
Monthly Service Fees	No	No	No	No	No	No	No	No	No
Access Methods
ATM/EFTPOS	Yes	No	No	No	Yes	Yes	Yes	Yes	Yes
Over-the-counter transactions	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Internet and phone banking	Yes	Deposit & balance enquiries only	Yes	Yes	Yes	Yes	Yes	Yes	Yes
BPAY	Yes	No	Yes	No	Yes	Yes	Yes	Yes	Yes
Personal cheque facility	Yes	No	No	No	Yes	Yes	Yes	Yes	Yes
Direct credits	Yes	Yes - over $100	Yes	No	Yes	Yes	Yes	Yes	Yes
Direct debits	Yes	No	Yes	No	Yes	Yes	Yes	Yes	Yes