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Personal Loans

Written by Lorraine Marsh

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At the Credit Union we help our members with Personal Loans for many different purposes. Whatever you've got on your wish list we have the right Personal Loan for you!

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Personal Loans

Great variable interest rate and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.

  • Interest calculated daily, charged monthly
  • Loan repayment insurance available
  • Make lump sum repayments or payout your loan early with no penalty

14.82%pa
interest rate

15.68%pa3
comparison rate

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  Additional Information
Personal Loans  
Interest rate View our interest rates
Minimum amount $2,000
Loan period Up to 7 years
Repayments Monthly, Fortnightly, Weekly
Interest charges Calculated daily, charged monthly
Processing fee $150 (funded with loan)
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Free redraw facility Yes
Loan Repayment Insurance available Yes
Auto repayments (salary / account) Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Overdraft

An Overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

  • Only pay interest on the portion of the overdraft used
  • Interest calculated daily and charged monthly
  • Free death cover up to $120,000

15.22%pa
interest rate

 

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  Additional Information
Overdraft  
Interest rate View our interest rates
Minimum amount $500
Maximum amount

$20,000
Loan period Continuing credit
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly on the portion of the overdraft used
Processing fee $150 (funded with loan)
Loan Repayment Insurance available Yes
Auto repayments (salary / account) Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Consolidator Loans

Consolidate all your loans and replace them with a single personal loan. Save money with one easy loan repayment per month.

  • Interest calculated daily, charged monthly
  • Loan repayment insurance available
  • Make lump sum repayments or payout your loan early with no penalty

16.57%pa
interest rate

17.42%pa3
comparison rate

Apply Now
  Additional Information
Consolidator Loan  
Interest rate View our interest rates
Minimum amount $2,000
Loan period Up to 7 years
Repayments Monthly, Fortnightly, Weekly
Interest charges Calculated daily, charged monthly
Processing fee $150(funded with loan)
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Free redraw facility Yes
Loan Repayment Insurance available Yes
Auto repayments (salary / account) Yes

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Questions?

If you have any questions, please contact us. alt

3. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only.
WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.